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+233 202 116 044
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KE 96, Uranus Street, Canal Avenue, 2nd Bridge Off Tuba- Kokrobite Road, Accra
Insurance Brokers
Insurance Transactions
Business Consultants
Professional skilled team.
Professional Liaison
Intermediary for clients
Who We Are
Pelmax Insurance Brokers and Consultants LTD is a vibrant insurance brokerage and consultancy firm incorporated in Accra, Ghana and licensed by the National Insurance Commission (NIC) of Ghana under the Insurance Act, 2021 ( Act 1061) as an Insurance Broker.
Our license as insurance intermediary allows us to transact all forms of insurance businesses with all insurance companies, both life and non-life, who are also licensed by the NIC in Ghana. We serve the interest of our clients who are the insureds in dealing with insurance companies. We are a professional intermediary appointed by our clients to serve as the liaison between them and the insurance underwriters, and we manage all the insurance porolios of our clients.
Pelmax is endowed with professionally qualified and experienced directors and managers who have great depth of knowledge in insurance and its related fields. The Chief Execuve Officer is a Chartered Insurer and has over 20 years experience in the Insurance fraternity and corporate governance
Our Corporate Vision
To be the most preferred insurance intermediary and consultants in our field of business.
Our Corporate Mission
To employ well trained and highly motivated staff to provide consistent, world-class and delightful insurance brokerage and other consultancy services using simple and efficient cutting-edge technology in our service delivery.
Our Corporate Values
Integrity
We do not compromise on our integrity; we are trustworthy, honest, consistent, and truthful in our dealings with all our stakeholders.
Excellence
We offer delightful and quality service with professionalism, skill, and reliability. We go the extra mile with joy to ensure desirable results are achieved, without excuses or procrastination.
Discipline
We do the right things at the right time wherever and whenever, irrespective of who is present or who is not present.
What We Do
We are a professional intermediary appointed by our clients to serve as the liaison between them and the insurance underwriters, and we manage all the insurance portfolios of our clients.
Sourcing insurance businesses
We source insurance businesses and place them with insurance companies on behalf of our clients who are the insureds
Intermediaries
We act as intermediaries between our clients and insurance companies in all insurance transactions, serving the interests of our clients
Assessing our clients’ insurance needs
We assess our clients’ insurance needs and help them find the right insurance policies to protect their interests and ensure they are adequately covered
Getting right terms for our clients
We ensure our clients pay competitive premiums and get the right terms and conditions for their policies
Ensuring policy renewals
We ensure our clients insurance policies are renewed upon expiration to prevent lapses between expiry and renewal.
Professional advices
We advise our clients professionally on all their insurance matters
Negotiations with insurance companies
We negotiate with insurance companies to ensure our clients get the best deals
Legitimate insurance claims
We assist our clients with all legitimate insurance claims
Providing risk inspection
We go the extra mile to provide risk inspection as ad-on services to our clients to help them identify, assess, and manage their risk exposures as much as we can.
Employing Technology
We employ technology to make our services simple, efficient, and accessible
Our Fees
As insurance brokers our services are FREE to our clients. We earn commissions from the insurance companies. This is the most common practice in the insurance industry world-wide. If a client requires the services of a consultant partner, such as the services of a valuer to value their assets, then the client pays the fees of the Valuer.
Why Choose Us
We are a professional intermediary appointed by our clients to serve as the liaison between them and the insurance underwriters, and we manage all the insurance portfolios of our clients.
- We provide excellent customer focused and professional advisory services
- We offer our clients variety of choices to suit their varying needs.
- We employ expert knowledge to sa sfy clients' requirements.
- Our services are anchored on trust, speed and security,
- Our expert services engender a sense of peace of mind for our cherished clients and help them focus on their core businesses
- We provide add-on services to delight our clients
Expert Advice
We are insurance professionals and provide expert, reliable and unbiased advice according to your needs. We make impartial recommendations and have the expertise and experience to help you choose the right insurance policies and insurance underwriters. We give utmost importance to customer needs, and we put the interest of our clients first.
Professional Knowledge
We have detailed knowledge about all aspects of risk evaluation and choosing suitable insurance policies to protect our clients’ interests. We can also help in getting the applicable discounts on policies and ensure fair premiums are paid. We are also up to date with current developments in the insurance industry and would ensure our clients get the right coverage.
Choice
We have access to a wide variety of insurers including top-rated ones to choose. This means your options for coverage will significantly increase when you work with us. We help you obtain different quotes, compare prices, and choose the right one to ensure you get the right protection you need and also get value for your money
Trust and Security
Engaging us means you can be rest assured that the recommended coverage is right for your specific needs. We can help you identify potential threats and ensure you have adequate coverage. Our advice is independent of any particular insurance company, and it is in the best interest of our clients.
Advocacy and Influence
Should any disputes arise; we would help you deal with the insurance company. If you have to make a claim, we would guide you with the claims process including collation and submission of the right documentation. We would ensure you receive your claim payments promptly without any hassle, so you can get back to your life before the claim event. In addition, our knowledge and contacts may help you resolve disputed claims.
Peace of Mind
We take the burden of having to handle all the various aspects of your insurance portfolio from off your shoulders, thereby giving you the peace of mind to concentrate on your core business activities.
Free Services
You do not have to pay us any fees for our services; our services are free. We earn commissions from insurance companies. Insurance products are priced with acquisition cost factored into it by actuaries, so whether you engage the services of an intermediary or not, you already pay for acquisition cost as part of the premium paid.
Ad-on Service
We provide risk management to our clients as an ad-on service. This includes identifying, assessing, and making recommendations to improve risks.
Our Products
We transact business in all areas of insurance including:
General (Non-Life) Insurance Business
Motor Insurance; Commercial Insurance including Assets All Risks, Fire & Allied Perils, and Burglary; Contractors All Risks; Erection All Risks; Business Interruption; Employers Liability/ Workmen’s Compensation; Marine & Aviation Insurance; Bonds Guarantee; Money Insurance; Goods-In-Transit; Public Liability; General Liability; Third Party Liability; Professional Indemnity; Directors and Officers Liability; Bankers Liability; Homeowners Insurance; Personal Accident; Group Accident Insurance; Travel Insurance; etc.
Life Insurance Business
Group Life; Group Life and Personal Accident; Critical Illness; Mortgage Protection; Group Mortgage Protection; Keyman Insurance; Loan Protection/Credit Life; Group/Church Funeral Insurance; Funeral Expenses; Universal Life; Education Expenses; Family/Income Protection; Wealth Creation Plan; Annuities; etc.
Our Clients
- Private Corporate Institutions
- Government Institutions
- Non- Governmental Organizations
- Groups including Professional Bodies and Associations
- SMEs and Start-ups
- Educational Institutions
- Religious Bodies
- Families
- Individuals
General (Non-Life) Insurance Business
Motor Insurance; Commercial Insurance including Assets All Risks, Fire & Allied Perils, and Burglary; Contractors All Risks; Erection All Risks; Business Interruption; Employers Liability/ Workmen’s Compensation; Marine & Aviation Insurance; Bonds Guarantee; Money Insurance; Goods-In-Transit; Public Liability; General Liability; Third Party Liability; Professional Indemnity; Directors and Officers Liability; Bankers Liability; Homeowners Insurance; Personal Accident; Group Accident Insurance; Travel Insurance; etc.
Life Insurance Business
Group Life; Group Life and Personal Accident; Critical Illness; Mortgage Protection; Group Mortgage Protection; Keyman Insurance; Loan Protection/Credit Life; Group/Church Funeral Insurance; Funeral Expenses; Universal Life; Education Expenses; Family/Income Protection; Wealth Creation Plan; Annuities; etc.
Clients
Our Clients
Private Corporate Institutions
Government Institutions
Non- Governmental Organisations
Educational Institutions
Religious Bodies
SMEs,Start-ups
Individuals
Families
Various Groups including Professional Bodies and Associations
Looking for the right Insurance Brokers?
We welcome and celebrate different perspectives to help our firm, our clients and our people.
Our Team
Rev Dr Elizabeth Wyns-Dogbe
Chief Executive Officer
Dr William Alfred Kojo Pyne
Board Chairman
Mr Chester Okyere Larbi
Consultant Valuer
Mr Thomas Dwight Kwame Awusi
Finance & Administration Manager